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Industry Research

Industry Research: Articles that summarize research findings but do not include information about specific products.


The Retirement Decision: Current Influences on the Timing of Retirement Among Older Workers

This paper investigates the influences on retirement behavior among older workers who were surveyed by the Health and Retirement Study (1992-2004). It is found that increases in all categories of wealth (pension, housing equity and other financial wealth) raise...view

Managing Retirement Benefits Amid Capital Market Disruption

This white paper discusses the challenges retirement plan providers face, and the increasingly active and critical role finance executives play in addressing those challenges. The paper examines the steps being taken to consider introducing new products that protect plan participants by providing guaranteed income during retirement...view

American Workers - Getting Ahead or Just Getting By?

This recently released white paper from Allliant Credit Union and the International Society of Certified Employee Benefit Specialists (ISCEBS) examines American workers' ability to manage their finances and provides an in-depth look at how well companies think they provide for their employees...view

Who Prefers Annuities? Observations About Retirement Decisions

As baby boomers retire, they must decide how to receive payouts from their defined benefit (DB) plans, defined contribution (DC) plans and personal savings. Many pension experts believe that life annuities are the best way for retirees to...view

Retirement Income: The Value of Guarantees

While many investment strategies exist for participants to accumulate and ultimately distribute retirement assets, Prudential chose to compare IncomeFlex to target date maturity funds because...view

Survey on Default Investments and DOL's Proposed Regulations

Automatic enrollment arrangements and the corresponding default investment provisions in defined contribution (DC) plans have been gaining popularity as a way to help more workers save for retirement...view

Learning the Two Step: A New Approach to Asset Allocation for the Retiree

Retirement in America is shaping up to be different than ever before — and the need for effective retirement planning has perhaps never been greater...view

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