Industry Research: Articles that summarize research findings but do not include information about specific products.
August 2011, Prudential Retirement
Although workers will benefit by the addition of retirement income option, employers will benefit as well. View
July 2011
IRIC member Steve Vernon has written extensively on ways retirement plan participants can generate retirement income. These sources include 401(k)s, IRAs, as well Social Security. View
February 2011
In this article appearing in PlanSponsor Magazine, IRIC's Martha Tejera is interviewed about her thoughts on the adoption of retirement income in DC plans. view
October 2010
The Allianz "Reclaiming the Future" study looks at the unique needs, perceptions, and strategies that define the baby boomer generation's need to rethink retirement. The study revealed several key findings which will be of interest to those concerned with how currently designed 401(k) plans will provide financial security to future retirees. view
September 2009, Watson Wyatt
This paper investigates the influences on retirement behavior among older workers who were surveyed by the Health and Retirement Study (1992-2004). It is found that increases in all categories of wealth (pension, housing equity and other financial wealth) raise...view
August 2009
This white paper discusses the challenges retirement plan providers face, and the increasingly active and critical role finance executives play in addressing those challenges. The paper examines the steps being taken to consider introducing new products that protect plan participants by providing guaranteed income during retirement...view
August 2008
This recently released white paper from Allliant Credit Union and the International Society of Certified Employee Benefit Specialists (ISCEBS) examines American workers' ability to manage their finances and provides an in-depth look at how well companies think they provide for their employees...view
April 2008, Watson Wyatt
As baby boomers retire, they must decide how to receive payouts from their defined benefit (DB) plans, defined contribution (DC) plans and personal savings. Many pension experts believe that life annuities are the best way for retirees to...view
December 2006, Watson Wyatt
Automatic enrollment arrangements and the corresponding default investment provisions in defined contribution (DC) plans have been gaining popularity as a way to help more workers save for retirement...view