Thought Leadership
Amassing a body of knowledge about retirement income issues, trends, products and solutions is a key focus of the Institutional Retirement Income Council. By sharing insights, opinions, best practices and evaluation tools, the IRIC is helping to ensure that plan sponsors feel confident in their decisions to enhance their defined contribution plans to include retirement income solutions.
Listen to an exerpt from Marty Schmidt, from the March 16, 2010 PLANSPONSOR Webcast, highlighting where the market is now.
Listen to an exerpt from Martha Tejera, from the March 16, 2010 PLANSPONSOR Webcast, underlining key questions Sponsors are asking.
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Fiduciary Considerations for Insured Retirement Income Products
In light of the shift in the last several decades from defined benefit pension plans to defined contribution plans - particularly employee-funded, participant-directed 401(k) plans - there is increasing concern about whether employees will be able to live on their 401(k) savings in retirement. -
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The Problem with Living Too Long
In this paper Fred Reish discusses the impact of increased life expectancy while 401(k) plans become the dominant form of employer provided retirement plan. -
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Institutional Retirement Income Solutions White Paper
IRIC's view as to why adding retirement income solutions to enhanced defined contribution plans is critical to the future financial security of working Americans. -
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Advantages to Offering Retirement Income Solutions
Offering retirement income solutions provides significant advantages to both DC plan participants and employers. -
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Key Questions to Consider
Plan sponsors should ask themselves the following preliminary questions prior to analyzing any type of retirement plan income solution. -
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Evaluation Scorecard for Retirement Income Products
In this paper, Mendel Melzer and Julie Leinenbach introduce a set of metrics that plan sponsors and their consultants can utilize in assessing the suitability of a retirement income strategy in a DC plan. -
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Effective Due Diligence
This paper highlights some of the critical issues and questions that companies may consider as they evaluate guaranteed lifetime income options.